This is the best lawyer story of the year.
A Charlotte, NC, lawyer purchased a box of very rare and expensive
cigars, and then insured them against fire among other things. Within a
month having smoked his entire stockpile of these great cigars and
without yet having made even his first premium payment on the policy,
the lawyer filed a claim against the insurance company. In his claim,
the lawyer stated the cigars were lost "in a series of small
fires."
The insurance company refused to pay, citing the obvious reason: that
the man had consumed the cigars in the normal fashion. The lawyer sued
... and won!
In delivering the ruling the judge agreed with the insurance company
that the claim was frivolous.
The Judge stated nevertheless, that the lawyer held a policy from the
company in which it had warranted that the cigars were insurable and
also guaranteed that, it would insure them against fire, without
defining what is considered to be unacceptable fire, and was obligated
to pay the claim.
Rather than endure a lengthy and costly appeal process, the insurance
company accepted the ruling and paid $15,000.00 to the lawyer for his
loss of the rare cigars lost in the "fires."
NOW FOR THE BEST PART...
After the lawyer cashed the check, the
insurance company had him arrested on 24 counts of ARSON! One for each
cigar.
With his own insurance claim and testimony from the previous case
being used against him, the lawyer was
convicted of intentionally burning his insured property and was
sentenced to 24 months in jail and a $24,000.00 fine.
This is a true story and was the 1st place winner in the recent
Criminal Lawyers Award Contest. YES!!!